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Terms of Use

Last updated: May 2026

1. Purpose of This Site

This website is operated by Daniel Heng for the purpose of recruiting financial consultants to join his team under Ascendance Wealth Management (AWM) Group. It is not a financial advice platform and does not constitute an offer of financial products or services.

2. No Guarantee of Income

Income figures presented on this site (including $100,000, $300,000, and $750,000) reflect real results achieved by specific individuals under specific circumstances. They are not guarantees, projections, or typical results. Your income will depend on your own effort, licensing, client acquisition, and market conditions.

3. Regulatory Compliance

Financial consulting in Singapore requires licensing from the Monetary Authority of Singapore (MAS). Nothing on this site constitutes an offer of employment or a guarantee of licensing success. All prospective consultants must meet applicable regulatory requirements.

4. Intellectual Property

All content on this site — including text, images, and brand assets — is the property of Daniel Heng. You may not reproduce, distribute, or use any content without written permission.

5. Limitation of Liability

Daniel Heng is not liable for any decisions made based on information presented on this site. Use of this site is at your own discretion.

6. Governing Law

These terms are governed by the laws of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the Singapore courts.